Healthcare · Live in production

Insurance claims, adjudicated
like an officer would — in 30 seconds.

Pre-auth. Final-bill adjudication. Reimbursement. Three workflows, one engine, one signed audit trail. Built for US payers, Indian TPAs, and the hospital networks that bill them.

Healthcare workflows

Built for both
US and Indian payers.

Not a generic claims tool. Adjudo was trained on US plan documents (SBCs, EOCs, UB-04 bills), Indian policy schedules (IRDAI structure, NABH/non-NABH distinctions), and the actual deduction logic your reviewers apply.

Pre-authorization

  • Hospital submits pre-auth with policy + diagnosis + estimated cost
  • Adjudo matches to plan / SBC, applies network rates and sub-limits, returns approval / query
  • Median 28 seconds vs. 4–6 hour human queue

In-network · Final bill

  • On discharge, hospital pushes final bill (UB-04 or itemised) + discharge summary
  • Adjudo re-adjudicates against approved pre-auth + new line items
  • Flags scope creep, unbundling, room-rate overruns, out-of-network drift

Reimbursement

  • Member uploads bill + discharge + investigations on portal
  • Adjudo runs full adjudication: plan match, exclusions, deductible, coinsurance, copay
  • Outputs an itemised settlement / EOB-style letter ready for ops review
Before vs After

The reviewer's day,
cut in half.

DimensionTodayWith Adjudo
Time per claim 4–6 hours 30 seconds
Benefits / sub-limit application Manual lookup, often missed Automatic, every clause cited
Audit trail Spreadsheet + emails HMAC-signed, hash-chained · HIPAA + IRDAI grade
Multi-language docs Reviewer translates manually Native English + Hindi OCR & understanding
Inter-reviewer consistency Varies 18–30% Deterministic + cited
Try it live

Watch a real claim go from
inbox to decision.

This is a simulation against a sample claim — but the model, the audit row, and the latency are all real. Hit Run to start.

CLM-2026-IN-100247 · Cataract surgery · Apollo Mumbai
Adjudication pipeline
0.0s
Elapsed
Reading documents
queued
Extracting line items & policy clauses
queued
Adjudicating with adjudo-tpa custom model
queued
Signing audit row · IRDAI HMAC chain
queued
Decision will appear here
Hit Run on the left. The signed decision, line-item deductions, and cited clauses stream in once the model finishes.
ROI calculator

What does Adjudo save
your team?

Move the sliders. Numbers update in real time. Conservative model: 80% adjudication-time reduction and 4-percentage-point leakage reduction (typical from our pilots).

Claims per month5,000
Hours per claim (reviewer time)1.5 hrs
Blended hourly cost$38/hr
Current leakage6%
Estimated annual savings
$13,536,000
Reviewer hours saved per month6,000 hrs
From 7,500 to 1,500 hrs
Adjudication cost saved / month$228,000
Leakage reduction / month$900,000
Caught sub-limits, network rates, unbundled CPTs
Monthly savings$1,128,000
Get a tailored estimate

Conservative · 80% time reduction · 4pp leakage reduction · $4.5k avg ticket

Design partners

In pilot with payers and TPAs
across the US and India.

We're working with a small group of design partners under NDA. Names below are anonymised at their request — case-study details are real and verifiable on a discovery call.

Regional Health Plan · Texas
National TPA · Mumbai
Tier-1 Health Insurer · Hyderabad
Specialty Payer · Boston
Hospital Network · Bengaluru
Provider Group · Atlanta
−71%
TAT on pre-authorization

Replaced manual pre-auth review with Adjudo on a 3-month pilot. Mean turnaround dropped from 4.5 hrs to 1.3 hrs; same reviewer count handled 6× the pre-auth queue.

National TPA · MumbaiPre-auth
−9.2%
Leakage on adjudicated claims

Plugged Adjudo behind their inpatient claims pipeline. Caught network-rate violations, unbundled CPTs, and missed sub-limits that human reviewers were missing on ~12% of claims.

Regional Health Plan · TexasIn-network
100%
Audit trail coverage

First HIPAA-aligned production rollout with cited-clause reasoning per claim. HMAC-signed audit chain cleared internal compliance review on the first pass.

Specialty Payer · BostonCompliance · HIPAA
The numbers

Eval-grade. Not vibes.

Every metric below is from our internal eval harness: held-out claims, signed TPA-officer ground truth, deterministic prompts.

0.00%
Decision-match accuracy
vs. signed TPA-officer ground truth · n=160 held-out claims
0s
Median time to decision
Cached re-runs return under 1 second
0×
Throughput per reviewer
Officers triage 8× more claims per shift; only edge cases escalate
0%
Cited reasoning
Every deduction has a clause reference. Always.
Early access · Q2 2026

Be one of our first
design partners.

We're onboarding a small group of TPAs, insurers, and hospital networks. Design partners get hands-on integration, custom policy templates, and locked-in Year-1 pricing.

  • 30-min discovery call within 2 business days
  • Sandbox API access — adjudicate your own claims
  • Locked-in pricing + co-design on the audit format
  • Direct line to founders, not a sales BDR

By submitting you agree to be contacted by Adjudo AI about early access. We never share your details.